NOWBK, LLC. 100 NORTH BRAND BOULEVARD, SUITE 200, GLENDALE, CALIFORNIA 91203
PHONE 844-724-2255 CENTRAL@NOWBK.COM
MONDAY THRU FRIDAY 8AM TO 7PM PST SATURDAY 8AM TO 12PM PST
OUR BANKRUPTCY PROGRAM COSTS $19.99 FOR CHAPTER 7 OR $19.99 FOR CHAPTER 13
BANKRUPTCY IN THREE EASY STEPS
1) PURCHASE OUR PROGRAM AND YOU WILL RECEIVE OUR PROGRAM IN YOUR COMPUTER.
2) COMPLETE THE FORMS IN YOUR COMPUTER AND PRINT THE BANKRUPTCY FORMS FROM YOUR COMPUTER.
3) GO TO YOUR BANKRUPTCY COURT, PAY THE BANKRUPTCY FEES (CHAPTER 7 $335.00 OR CHAPTER 13 $310.00) AND FILE YOUR BANKRUPTCY PETITION. NOTIFY YOUR CREDITORS OF YOUR BANKRUPTCY FILING.
What is Chapter 13 Bankruptcy?
A chapter 13 bankruptcy is a reorganization bankruptcy. Under chapter 13, a debtor is given a period of three to five years to repay their debts and catch up on missed payments. The debtor makes one monthly payment to the bankruptcy trustee, who then distributes payments to the creditors. The monthly payment amount is a complex calculation based upon a debtor's excess income after expenses. Upon the completion of the repayment period (generally between 3 and 5 years), any remaining debt under the plan is discharged.
Reasons Why You Might Select a Chapter 13 Bankruptcy rather than a Chapter 7 Bankruptcy:
- You want to repay your debts.
- You do not qualify for a chapter 7 bankruptcy.
- You have valuable non-exempt assets that you want to keep.
- You want time to catch up on missed house or car payments.
- Reside in the United States.
- Have a regular income.
- Unsecured debt less than $360,475.
- Secured debt less than $1,081,400.
- Complete approved credit counseling course.